Blue Cross Blue Shield (BCBS) is one of the most widely held insurance plans in the country, and Keri Powell Therapy is in-network. If you’ve been thinking about starting therapy and you have BCBS, whether through an Illinois plan or another state’s, the insurance side of things is already handled.
We have offices in Champaign, downtown Champaign, Mahomet, Monticello, Bloomington, and Oak Brook. We also see clients throughout Illinois via telehealth. Wherever you are, there’s a way to connect with one of our therapists.
Using Your BCBS Benefits for Therapy
BCBS covers outpatient mental health services under most of its plans, including individual therapy and telehealth visits. Because BCBS offers a range of plan types, including PPO and employer-sponsored options, the details of your coverage will depend on your specific plan. Here’s what’s generally true:
- As an in-network provider, we bill BCBS directly at the negotiated rate. You pay your copay or coinsurance, not the full session rate.
- Most PPO plans don’t require a referral for outpatient mental health services. You can contact us directly to get started.
- If you haven’t met your deductible yet, you may be responsible for the full session cost until it’s met. We’ll be upfront about what to expect.
- Telehealth therapy is covered under most BCBS plans. Virtual and in-person visits are billed the same way.
When you contact us, we’ll verify your BCBS benefits before your first appointment so you have a clear picture of your costs going in.
What to Expect When You Reach Out
Getting started is straightforward. You reach out, we verify your BCBS coverage, and we match you with a therapist who fits what you’re looking for.
We have therapists who specialize across a wide range of concerns, including anxiety, depression, trauma, grief, relationship difficulties, substance use, and more. We take the time to find the right fit rather than just filling the next open slot. Keri Powell Therapy has been part of Central Illinois for over 15 years, and the practice grew because the work was working.
Your first session is about getting to know each other. You’re not locked into anything before you’ve had a chance to see how it feels.
Ready to Get Started?
Call us at 217-352-0200 or use the form below. Tell us a little about what you’re looking for and we’ll take it from there.
Frequently Asked Questions
Yes. We are in-network with Blue Cross Blue Shield of Illinois. When you reach out, we’ll verify your specific plan and benefits before scheduling.
Most BCBS PPO plans don’t require a referral for mental health services. You can contact us directly. If you’re not sure what your plan requires, check your insurance card or call the member services number on the back. We can also help you sort it out when you contact us.
Note that we do not accept BCBS Community Health Plan, which is a Medicaid plan.
Your cost depends on your plan’s deductible, copay, and coinsurance. Once your deductible is met, you’ll typically pay a copay or a percentage of the session cost. If your deductible hasn’t been met yet, you may pay the full session rate until it is. We’ll give you a clear estimate before your first appointment.
Yes. Most BCBS of Illinois plans cover telehealth for mental health services. We offer virtual appointments to clients anywhere in Illinois. Telehealth sessions are billed the same way as in-person visits.
Usually yes, but employer-sponsored BCBS plans can vary in their mental health benefits. When you reach out, let us know it’s an employer plan and we’ll verify the specifics. The process is the same either way.
We have offices in Champaign, downtown Champaign, Mahomet, Monticello, Bloomington, and Oak Brook. We also see clients throughout Illinois via telehealth.
All of our therapists are in-network with Blue Cross Blue Shield. Whoever we match you with, your BCBS benefits apply. Please note that we do not accept BCBS HMO or BCBS Community Health Plan (Medicaid) plans.