Humana is best known as a Medicare Advantage carrier, though it also offers commercial and employer-sponsored plans. Wherever your Humana coverage comes from, Keri Powell Therapy accepts it. If you’ve been looking for a therapist who takes Humana in the Champaign area, you’re in the right place.
We have offices in Champaign, downtown Champaign, Mahomet, Monticello, Bloomington, and Oak Brook. We also see clients throughout Illinois via telehealth.
Using Your Humana Benefits for Therapy
Humana covers outpatient mental health services under most of its plans. Because Humana offers both Medicare Advantage and commercial options, the specifics of your coverage will depend on which plan you have. A few things that apply broadly:
- Humana Medicare Advantage plans include mental health benefits as part of their coverage. These plans vary in their copay and coinsurance structure, and some may require a referral or prior authorization depending on the plan.
- Commercial and employer Humana plans typically cover outpatient therapy with a copay or coinsurance after your deductible is met.
- Telehealth is covered under most Humana plans. Virtual sessions are a fully supported option, not a workaround.
- If you haven’t met your deductible, you may pay the full session rate until it’s met. We’ll clarify your expected costs before your first appointment.
When you reach out, we’ll verify your Humana benefits and walk you through what your plan covers before scheduling. No guessing about cost going in.
What to Expect When You Reach Out
When you contact us, we’ll ask for your Humana information and confirm your coverage before scheduling. Because Humana plan types vary, we’d rather verify your benefits accurately than make assumptions.
From there, we’ll match you with a therapist based on what you’re working through, your schedule, and your location. We have therapists who work with anxiety, depression, trauma, grief, relationship difficulties, and more. The practice has been part of Central Illinois for over 15 years, and we take the matching process seriously.
Your first session is about getting to know each other. No pressure, and no long-term commitment required before you’ve had a chance to see how it feels.
Ready to Get Started?
Call us at 217-352-0200 or use the form below. Tell us a little about what you’re looking for and we’ll take it from there.
Frequently Asked Questions
Yes. We accept Humana. When you reach out, we’ll verify your specific plan and benefits before scheduling.
Humana Medicare Advantage plans include mental health benefits, but the details vary by plan. Some plans may require prior authorization for therapy services. When you reach out, let us know you’re on a Medicare Advantage plan and we’ll verify your coverage before scheduling.
It depends on your plan. Many Humana commercial plans don’t require a referral for outpatient mental health services. Some Medicare Advantage plans may require one. We’ll flag this when we verify your benefits so you know before you schedule.
Your cost depends on your specific plan’s deductible, copay, and coinsurance. Once your deductible is met, you’ll typically pay a copay or a percentage of the session cost. We’ll give you a clear picture of what to expect before your first appointment.
Yes. Most Humana plans cover telehealth for mental health services. We offer virtual appointments to clients anywhere in Illinois. If coming into an office isn’t practical, telehealth is a full option with the same therapists.
We have offices in Champaign, downtown Champaign, Mahomet, Monticello, Bloomington, and Oak Brook. We also see clients throughout Illinois via telehealth.
Not all of our therapists are in-network with Humana. When you reach out, we’ll match you with a therapist who is. We can also discuss out-of-network billing options if needed. Please note that we do not accept Humana Healthy Horizons (Medicaid) plans.